facebook twitter instagram linkedin google youtube vimeo tumblr yelp rss email podcast blog search brokercheck brokercheck

Trinity Financial Planning Services:

Investment Management

Investment Management Services are offered to eligible clients using a passive management approach.

Trinity provides stand-alone investment management to clients who want a fiduciary advisor obligated to act in the client's best interests rather than a stockbroker or insurance agent.

While we believe that financial planning is most effective when done on a holistic, integrated basis, we understand that sometimes only investment advice is desired and that it is valuable to receive that advice untainted by a sales or commission-based agenda.

We use a passive management approach, relying on academic research which is independent of commercial interests to drive portfolio construction. This is unlike most advisors, who get their investment philosophy from mutual fund companies or their broker-dealer whose ‘research’ consists of finding data to support their product rather than evaluating data without a pre-desired outcome determined. We primarily utilize asset-class funds, most commonly known as index funds. We are among the select advisory firms authorized to access funds offered by Dimensional Funds Advisors (DFA), and we use DFA funds extensively along with Exchange Traded Funds (ETF's), Vanguard funds, and other select investment vehicles.

As a Registered Investment Advisor, we are also obligated to act as fiduciaries to our clients, meaning we have to act in your best interests.

Stock brokers, insurance agents and other advisors who work through a broker-dealer have contracts with their firms, not their clients, and are merely obligated to make recommendations that aren’t unsuitable for clients. There is a significant difference between ‘in clients best interest’ and ‘not unsuitable’.

If you are looking to replace your broker with a fiduciary advisor, if you want advice that is in your best interest and rather than merely not unsuitable, and if you more interested in disciplined, long-term investing than market predictions and hot stock or fund tips, contact us to discuss how we might fit your needs.