Are we right for you?
We can help if:
You want to simplify your life.
Albert Einstein once said: “Things should be as simple as possible, no simpler.” We couldn’t agree more.
You know that information is readily available; what you’re looking for is knowledge.
Virtually everything you need to know to manage your own financial situation is available on the internet, but the expertise to apply that information in unique, real-life situations is not nearly as easily accessible. You want someone with experience to help you think through options and make decisions. Our real value comes not from knowing facts or strategies, but from the knowledge of how to apply that information to a wide variety of client situations.
You want full disclosure and advice untainted by commission-driven sales.
We offer full disclosure, fee-only advice all the time. No product sales, no commissions, ever.
You want holistic advice.
It is not difficult to find someone who will sell you insurance. Or someone willing to provide investment advice. Or someone to prepare your income taxes. But you realize that making smart decisions about your life savings requires considering investments, taxes, protection and cash flow as parts of one integrated question and want someone who can give coordinated, specific advice across all of these areas.
Our pledge to you:
Holistic in outlook
We will consider all of your circumstances, family needs, goals, values, and aspirations when making recommendations.
Professional in conduct
We will protect your privacy. We will strive to maintain the highest ethical standards possible in our work and life. We will continually enhance our skills and credentials through continuing education, and we will refer you to other professionals when you need help in an area outside our expertise.
Educational in nature
We will guide you through your options and explain them clearly to help you make the best choices. We will always take the time to make sure you understand our advice.
Independent in compensation
We will never sell you a product or service other than holistic financial planning nor will we take a commission or a referral fee from another professional. You will receive objective, unbiased advice from us.
Committed to your success
Holistic financial planning is a process, not an event, and we commit to adjusting your plan as your life goals change.